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Foreign Buyer's Guide
Buying property in Portugal as a non-resident follows a well-defined process. This guide summarises the main steps — it does not replace personalised legal or tax advice.
Residency and NIF
The first practical step is obtaining a Portuguese Tax Identification Number (NIF), required to open a bank account, sign contracts and pay taxes in Portugal. Depending on your nationality and goals, it may also be worth exploring the residency routes available — we recommend speaking with an immigration lawyer to understand which applies to your situation.
The Purchase Process
Once you have chosen a property, the process typically follows these steps: due diligence on the property (Land Registry Certificate and Tax Registration Document), signing the Promissory Purchase and Sale Contract (CPCV) with a deposit, and finally the Public Deed before a notary, followed by the final registration of the property in your name.
Timelines and Costs
The time between the CPCV and the deed varies — usually a few weeks to a few months, mostly depending on financing. Beyond the purchase price, there are taxes and fees to consider (such as IMT and Stamp Duty, among other notary and registry costs) — your lawyer or accountant in Portugal can calculate the exact amount for your case.
This guide is informational and general in nature — it does not replace personalised legal, tax or financial advice. We always recommend consulting a lawyer or accountant licensed in Portugal before proceeding with any decision.